How to use this wedding budget calculator
Start with the total you can comfortably spend, including money from family, and your expected guest count. The table gives a suggested starting split. Venue and catering usually take the largest share, because they grow with the number of guests. Change any percentage to match what matters most to you, and keep an eye on the total so it stays at 100%.
Why cost per guest matters
Most big wedding costs (food, drinks, chairs, tables, invitations, favors) scale with the guest list. Dividing your budget by your guest count gives a quick sanity check when you compare venues and caterers that quote per person. Cutting 10 guests often saves more than any single upgrade you skip.
Tips to stay on budget
- Keep a contingency buffer, since surprise costs (overtime, delivery fees, alterations) are common.
- Remember taxes, service charges and tips. They are often not included in vendor quotes.
- Track deposits and final payment dates, not just totals, so you know what is due each month.
Planning the bar? Estimate quantities with the wedding alcohol calculator.
Frequently asked questions
How should I split my wedding budget?
There's no single right answer. A common starting point gives the biggest shares to the venue and catering, then photography, attire and flowers. Use the suggested split as a draft and adjust it to your priorities.
What is a good cost per guest?
It depends entirely on your location, season and style. Use the per-guest number to compare vendor quotes and decide how big your guest list can be.
Where do these percentages come from?
They are a simple, editable planning template, not industry statistics. Change them freely.
Does this include the engagement ring or honeymoon?
No. The “Rings” line covers wedding bands only. Budget the engagement ring and honeymoon separately.
Is my budget saved?
Only in your browser on this device. Nothing is sent to a server.
Last updated 2026-10-26. Runs entirely in your browser; see our privacy note.